what is the difference between a hard pull and a soft pull on my credit report and when do lenders use each one
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The searches the AI actually ran for this prompt.
SEED QUERY
what is the difference between a hard pull and a soft pull on my credit report and when do lenders use each one
1 real search · 1 real-search pass
hard inquiry vs soft inquiry credit report FICO CFPB how long inquiries remain credit score rate shopping mortgage auto student loansGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
hard inquiry vs soft inquiry credit report FICO CFPB how long inquiries remain credit score rate shopping mortgage auto student loans Google ↗
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- AnnualCreditReport.com · annualcreditreport.com