Real ChatGPT answer · index seedorBq9nwypwQcompleteAutomotive · car buying processinformational

Which credit unions currently have the lowest auto loan interest rates for someone with a 680 credit score looking to buy a used car?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which credit unions currently have the lowest auto loan interest rates for someone with a 680 credit score looking to buy a used car?
2 real searches · 1 real-search pass
best credit union used auto loan rates October 2026 680 credit score advertised APR credit unionsGoogle ↗
OBSERVEDComparison
credit union used car loan rates current 2026 minimum APR membership eligibility used vehicleGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
best credit union used auto loan rates October 2026 680 credit score advertised APR credit unions Google ↗
credit union used car loan rates current 2026 minimum APR membership eligibility used vehicle Google ↗
  1. Auto Loan Rates: October 2026 · autoloanrate.com
  2. Best Used Car Loans of October 2026 · marketreview.com
  3. Auto Loans · dcu.org
  4. Apple FCU website · applefcu.org
  5. View Northwest FCU rates · nwfcu.org
  6. View Andrews FCU rates · andrewsfcu.org
  7. Navy Federal website · navyfederal.org
  8. Ashburn, Virginia Best Auto Loan Rates · monitorbankrates.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best credit union used auto loan rates October 2026 680 credit score advertised APR credit unions
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
credit union used car loan rates current 2026 minimum APR membership eligibility used vehicle
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1