Can a freelance graphic designer realistically make a full-time household income charging project-based fees instead of hourly rates, and how do I calculate my rates to cover family health insurance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a freelance graphic designer realistically make a full-time household income charging project-based fees instead of hourly rates, and how do I calculate my rates to cover family health insurance?
3 real searches · 1 real-search pass
2026 US self-employed health insurance marketplace family premiums tax credit IRS self-employed health insurance deductionGoogle ↗
OBSERVEDOther / navigational
IRS self-employment tax rate 2026 estimated taxes self-employed officialGoogle ↗
OBSERVEDShort fact
freelance graphic designer project pricing profitability billable utilization business revenue pricing guideGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 US self-employed health insurance marketplace family premiums tax credit IRS self-employed health insurance deduction Google ↗
IRS self-employment tax rate 2026 estimated taxes self-employed official Google ↗
freelance graphic designer project pricing profitability billable utilization business revenue pricing guide Google ↗
- Topic no. 554, Self-employment tax · irs.gov
- Self-employment tax (Social Security and Medicare taxes) · irs.gov
- Publication 505 (2026), Tax Withholding and Estimated Tax · irs.gov
- Health coverage for self-employed · healthcare.gov
- Publication 502 (2025), Medical and Dental Expenses · irs.gov
- Publication 974 (2025), Premium Tax Credit (PTC) · irs.gov
- Healthcare.gov · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 US self-employed health insurance marketplace family premiums tax credit IRS self-employed health insurance deduction OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS self-employment tax rate 2026 estimated taxes self-employed official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
freelance graphic designer project pricing profitability billable utilization business revenue pricing guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |