Real ChatGPT answer · index seedoa8ULEDbyYQcompleteParenting and family · family financescomparison

Compare online banks like Ally with traditional brick and mortar banks for our household emergency savings fund

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare online banks like Ally with traditional brick and mortar banks for our household emergency savings fund
3 real searches · 1 real-search pass
Ally Bank savings account current APY November 2026 fees withdrawal limits FDIC insuranceGoogle ↗
OBSERVEDShort fact
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank account ownership categoryGoogle ↗
OBSERVEDDefinition
traditional bank savings account national average interest rate November 2026 FDIC national ratesGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact67%Other / navigationalComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Ally Bank savings account current APY November 2026 fees withdrawal limits FDIC insurance Google ↗
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank account ownership category Google ↗
traditional bank savings account national average interest rate November 2026 FDIC national rates Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Ally Bank savings account current APY November 2026 fees withdrawal limits FDIC insurance
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank account ownership category
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
traditional bank savings account national average interest rate November 2026 FDIC national rates
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1