Real ChatGPT answer · index seedoY6Btwsd1bEcompleteFinance and banking · student loanscomparison

How do I choose between an IDR plan and a standard 10 year plan when my main goal is keeping my debt to income ratio low to buy a house

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I choose between an IDR plan and a standard 10 year plan when my main goal is keeping my debt to income ratio low to buy a house
3 real searches · 1 real-search pass
Fannie Mae Selling Guide student loan monthly debt payment income-driven repayment plan documented payment 2026Google ↗
OBSERVED
Freddie Mac Seller Servicer Guide student loans income driven repayment monthly payment mortgage DTIGoogle ↗
OBSERVED
FHA student loan payment calculation income based repayment documented payment 0.5 percent 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide student loan monthly debt payment income-driven repayment plan documented payment 2026 Google ↗
Freddie Mac Seller Servicer Guide student loans income driven repayment monthly payment mortgage DTI Google ↗
FHA student loan payment calculation income based repayment documented payment 0.5 percent 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae Selling Guide student loan monthly debt payment income-driven repayment plan documented payment 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac Seller Servicer Guide student loans income driven repayment monthly payment mortgage DTI
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FHA student loan payment calculation income based repayment documented payment 0.5 percent 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1