Compare the underwriting guidelines for Geico and Progressive regarding how a minor at-fault fender bender impacts tier placement upon renewal after twelve months.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the underwriting guidelines for Geico and Progressive regarding how a minor at-fault fender bender impacts tier placement upon renewal after twelve months.
4 real searches · 1 real-search pass
GEICO underwriting guidelines at-fault accident tier placement renewal minor accident 12 months underwriting manual CaliforniaGoogle ↗
OBSERVEDReason
Progressive underwriting guidelines at-fault accident tier placement renewal minor accident 12 months CaliforniaGoogle ↗
OBSERVEDComparison
GEICO accident forgiveness surcharge renewal accident 12 months officialGoogle ↗
OBSERVEDReason
Progressive accident surcharge at fault accident renewal 12 months officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
GEICO underwriting guidelines at-fault accident tier placement renewal minor accident 12 months underwriting manual California Google ↗
Progressive underwriting guidelines at-fault accident tier placement renewal minor accident 12 months California Google ↗
GEICO accident forgiveness surcharge renewal accident 12 months official Google ↗
Progressive accident surcharge at fault accident renewal 12 months official Google ↗
- How much does auto insurance go up after a claim? · geico.com
- Learn More About Claim Forgiveness · geico.com
- Frequently Asked Questions For Auto Policies · geico.com
- How Much Does Insurance Go Up After an Accident? · progressive.com
- California Code of Regulations, Article 4, Section 2632.13 - Determination of "Principally at-Fault" Accidents | California Code of Regulations · regulations.justia.com
- Cal. Code Regs. Tit. 10, § 2632.13 - Determination of "Principally at-Fault" Accidents | State Regulations | US Law · law.cornell.edu
- California Insurance Code § 1861.025 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Cal. Code Regs. Tit. 10, § 2632.13.1 - Eligibility to Purchase Good Driver Discount Policy | State Regulations | US Law · law.cornell.edu
- California Code of Regulations, Article 4, Section 2632.12 - Good Driver Discount | California Code of Regulations · regulations.justia.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
GEICO underwriting guidelines at-fault accident tier placement renewal minor accident 12 months underwriting manual California OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Progressive underwriting guidelines at-fault accident tier placement renewal minor accident 12 months California OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
GEICO accident forgiveness surcharge renewal accident 12 months official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Progressive accident surcharge at fault accident renewal 12 months official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |