My insurance agent recommended dropping our earthquake endorsement to save on our commercial package policy. Are other business owners in California doing this?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My insurance agent recommended dropping our earthquake endorsement to save on our commercial package policy. Are other business owners in California doing this?
3 real searches · 1 real-search pass
California commercial property earthquake insurance business owners take up rate businesses purchase earthquake coverage surveyGoogle ↗
OBSERVEDReason
California commercial earthquake insurance coverage penetration businesses dropping earthquake endorsements premium costsGoogle ↗
OBSERVEDConsequence
California earthquake insurance commercial property market 2025 2026 take-up rates businessesGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California commercial property earthquake insurance business owners take up rate businesses purchase earthquake coverage survey Google ↗
California commercial earthquake insurance coverage penetration businesses dropping earthquake endorsements premium costs Google ↗
California earthquake insurance commercial property market 2025 2026 take-up rates businesses Google ↗
- 2022-10-17 Article-Reinsurance_Hurricane Ian.indd · crcgroup.com
- Increasing earthquake insurance coverage in California via parametric hedges · usgs.gov
- Increasing earthquake insurance coverage in California via parametric hedges · pubs.usgs.gov
- 2025 Q4 State of the Property Market · rpsins.com
- Earthquake Insurance for Commercial Property · insurance.ca.gov
- Commercial Insurance Guide · insurance.ca.gov
- Commercial Property Owner's Guide to Earthquake Safety · ssc.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California commercial property earthquake insurance business owners take up rate businesses purchase earthquake coverage survey OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California commercial earthquake insurance coverage penetration businesses dropping earthquake endorsements premium costs OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California earthquake insurance commercial property market 2025 2026 take-up rates businesses OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |