Can I save money on my small business key person insurance by switching from New York Life to a cheaper online provider without losing essential coverage details
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I save money on my small business key person insurance by switching from New York Life to a cheaper online provider without losing essential coverage details
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
small business key person life insurance policy comparison term coverage ownership beneficiary conversion rights NAIC Google ↗
key person insurance small business tax treatment premiums death benefit IRS Google ↗
- Small Business Insurance · content.naic.org
- NAIC LIFE INSURANCE Buyer’s Guide · content.naic.org
- Publication 334 (2025), Tax Guide for Small Business · irs.gov
- Key Person Coverage · lincolnfinancial.com
- Insuring against the loss of key personnel · iii.org
- Key Person Life Insurance for Business · policygenius.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
small business key person life insurance policy comparison term coverage ownership beneficiary conversion rights NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
key person insurance small business tax treatment premiums death benefit IRS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |