Real ChatGPT answer · index seedoMxPkUuLFSUcompleteFinance and banking · checking and savings accountshowto
My mother is a senior citizen looking to move her retirement savings into a high yield savings account or a certificate of deposit today, which one actually yields more right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My mother is a senior citizen looking to move her retirement savings into a high yield savings account or a certificate of deposit today, which one actually yields more right now?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
best high-yield savings account rates October 31 2026 highest APY banks Google ↗
best CD rates October 31 2026 6 month 1 year 2 year APY Google ↗
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category Google ↗
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Best High-Yield Savings Accounts Of October 2026 - Up to 4.35% · bankrate.com
- Best CD Rates Of October 2026 - Up to 5.00% · bankrate.com
- Understanding Deposit Insurance · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best high-yield savings account rates October 31 2026 highest APY banks OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
best CD rates October 31 2026 6 month 1 year 2 year APY OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |