How do New York Life disability premiums scale as you age, and are there cheaper alternatives for someone in their forties on a fixed budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do New York Life disability premiums scale as you age, and are there cheaper alternatives for someone in their forties on a fixed budget?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York Life individual disability income insurance premiums age rates underwriting policy options official Google ↗
individual disability insurance cost by age 40s alternatives group disability association short term long term 2026 Google ↗
- Individual Disability Insurance | Private Disability Insurance · newyorklife.com
- Cost of Disability Insurance · newyorklife.com
- Disability Insurance Rates by Age · policygenius.com
- Disability Income Insurance Plan · amtabenefits.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Life individual disability income insurance premiums age rates underwriting policy options official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
individual disability insurance cost by age 40s alternatives group disability association short term long term 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |