How do I check my FICO score through my banking app without initiating a hard pull or impacting my overall credit utilization ratio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I check my FICO score through my banking app without initiating a hard pull or impacting my overall credit utilization ratio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
bank app check FICO score soft inquiry does not affect credit score utilization official FICO CFPB Google ↗
CFPB hard inquiries soft inquiries credit score credit utilization ratio explanation Google ↗
- What is a credit inquiry? · consumerfinance.gov
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- Credit Scores · mycreditunion.gov
- Credit Reports & Credit History · mycreditunion.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
bank app check FICO score soft inquiry does not affect credit score utilization official FICO CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiries soft inquiries credit score credit utilization ratio explanation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |