Real ChatGPT answer · index seedoIOuqjVO9UIcompleteFinance and banking · checking and savings accountscommercial

I have over two hundred fifty thousand dollars in my savings account today and I am panicking about understanding FDIC insurance limits to protect my cash.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I have over two hundred fifty thousand dollars in my savings account today and I am panicking about understanding FDIC insurance limits to protect my cash.
2 real searches · 1 real-search pass
FDIC deposit insurance 250,000 per depositor per insured bank ownership category official FDIC 2026Google ↗
OBSERVEDShort fact
FDIC deposit insurance calculator ownership categories joint accounts trust accounts officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigational50%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC deposit insurance 250,000 per depositor per insured bank ownership category official FDIC 2026 Google ↗
FDIC deposit insurance calculator ownership categories joint accounts trust accounts official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance 250,000 per depositor per insured bank ownership category official FDIC 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
FDIC deposit insurance calculator ownership categories joint accounts trust accounts official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1