Real ChatGPT answer · index seedoHDwrHo5AkIcompleteFinance and banking · checking and savings accountsinformational

Are online only banks like Capital One and Marcus safe for keeping a lifetime of retirement savings secure

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are online only banks like Capital One and Marcus safe for keeping a lifetime of retirement savings secure
2 real searches · 1 real-search pass
Capital One N.A. FDIC deposit insurance official FDIC bank find Marcus Goldman Sachs Bank USA FDIC insurance deposit limits 2026Google ↗
OBSERVEDShort fact
FDIC deposit insurance standard maximum deposit insurance amount $250,000 ownership categories officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReasonDefinition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Capital One N.A. FDIC deposit insurance official FDIC bank find Marcus Goldman Sachs Bank USA FDIC insurance deposit limits 2026 Google ↗
FDIC deposit insurance standard maximum deposit insurance amount $250,000 ownership categories official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One N.A. FDIC deposit insurance official FDIC bank find Marcus Goldman Sachs Bank USA FDIC insurance deposit limits 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
FDIC deposit insurance standard maximum deposit insurance amount $250,000 ownership categories official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1