How does the deductible or self insured retention work on an umbrella policy when a major liability claim is settled?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the deductible or self insured retention work on an umbrella policy when a major liability claim is settled?
1 real search · 1 real-search pass
commercial umbrella policy self-insured retention deductible underlying insurance how applies claim settlement explanation IRMI insurerGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
commercial umbrella policy self-insured retention deductible underlying insurance how applies claim settlement explanation IRMI insurer Google ↗
- self-insured retention (SIR) · irmi.com
- Glossary · irmi.com
- Commercial Umbrella Policy—A Few Things To Consider · irmi.com
- Commercial Umbrella—Exhaustion of the Underlying Insurance · irmi.com
- Self-Insured Retentions versus Deductibles · irmi.com