Real ChatGPT answer · index seedoD1Xqyqx0c4completeFinance and banking · credit scores and repairhowto
Is MyFICO the only place to get our actual FICO score models or do other monitoring services show the exact same numbers lenders use?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is MyFICO the only place to get our actual FICO score models or do other monitoring services show the exact same numbers lenders use?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
which services provide actual FICO scores FICO 8 FICO 9 mortgage scores auto scores Experian Bank of America 2026 Google ↗
FICO score versions used by mortgage lenders classic FICO 2 4 5 versus FICO 8 10T official Google ↗
- How Do I Get My Real FICO® Score? · experian.com
- FICO® Score Disclosure · experian.com
- Learn About FICO Score Versions and Their Uses · myfico.com
- Credit Scores · fhfa.gov
- General Requirements for Credit Scores · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
which services provide actual FICO scores FICO 8 FICO 9 mortgage scores auto scores Experian Bank of America 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FICO score versions used by mortgage lenders classic FICO 2 4 5 versus FICO 8 10T official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |