Real ChatGPT answer · index seedo71isGqyn34completeInsurance · auto insurancecommercial

My credit score dropped recently and my auto insurance renewal went up significantly which companies do not use credit scores to price policies

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My credit score dropped recently and my auto insurance renewal went up significantly which companies do not use credit scores to price policies
2 real searches · 1 real-search pass
California Department of Insurance auto insurance credit score credit-based insurance scoring prohibited rating factors 2026Google ↗
OBSERVED
California auto insurance rates rating factors credit score prohibited California Department of Insurance consumer guideGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
California Department of Insurance auto insurance credit score credit-based insurance scoring prohibited rating factors 2026 Google ↗
California auto insurance rates rating factors credit score prohibited California Department of Insurance consumer guide Google ↗
  1. Get a quote · geico.com
  2. Get a quote · progressive.com
  3. Get a quote · statefarm.com
  4. Get a quote · mercuryinsurance.com
  5. Get a quote · aaa.com
  6. Get a quote · allstate.com
  7. Get a quote · wawanesa.com
  8. Rate Regulation ADVISORY NOTICE 2005-2 · insurance.ca.gov
  9. Cal. Code Regs. Tit. 10, § 2632.5 - Rating Factors | State Regulations | US Law · law.cornell.edu
  10. Credit-Based Insurance Scores · content.naic.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California Department of Insurance auto insurance credit score credit-based insurance scoring prohibited rating factors 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
California auto insurance rates rating factors credit score prohibited California Department of Insurance consumer guide
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1