We want to refinance our adjustable-rate mortgage into a fixed rate before the next Fed meeting. Which online lenders are currently posting the lowest closing costs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We want to refinance our adjustable-rate mortgage into a fixed rate before the next Fed meeting. Which online lenders are currently posting the lowest closing costs?
2 real searches · 1 real-search pass
2026 online mortgage refinance lenders lowest closing costs lender fees Better Mortgage Ally Rocket Mortgage loanDepot Guaranteed Rate refinance feesGoogle ↗
OBSERVEDComparison
2026 mortgage refinance closing costs average lender fees Loan Estimate compare lender credits no closing cost refinanceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT2 real searches · gpt-6
2026 online mortgage refinance lenders lowest closing costs lender fees Better Mortgage Ally Rocket Mortgage loanDepot Guaranteed Rate refinance fees Google ↗
2026 mortgage refinance closing costs average lender fees Loan Estimate compare lender credits no closing cost refinance Google ↗
- Best Mortgage Refinance Lenders in 2026 · bankrate.com
- Best Mortgage Refinance Lenders of November 2026 · cnbc.com
- The Fed · federalreserve.gov
- Compare and negotiate your loan offers · consumerfinance.gov
- Understanding the costs of refinancing · myhome.freddiemac.com
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 online mortgage refinance lenders lowest closing costs lender fees Better Mortgage Ally Rocket Mortgage loanDepot Guaranteed Rate refinance fees OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
2026 mortgage refinance closing costs average lender fees Loan Estimate compare lender credits no closing cost refinance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |