Real ChatGPT answer · index seedo4CyA9T3t9ccompleteFinance and banking · mortgagescomparison

Help me figure out if an FHA loan with its strict mortgage insurance is cheaper than a conventional loan with private mortgage insurance for a 350000 dollar home.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Help me figure out if an FHA loan with its strict mortgage insurance is cheaper than a conventional loan with private mortgage insurance for a 350000 dollar home.
2 real searches · 1 real-search pass
2026 FHA mortgage insurance premium annual MIP upfront 1.75% 30 year loan-to-value HUD scheduleGoogle ↗
OBSERVED
2026 conventional private mortgage insurance rates credit score loan-to-value monthly PMI typical ratesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 FHA mortgage insurance premium annual MIP upfront 1.75% 30 year loan-to-value HUD schedule Google ↗
2026 conventional private mortgage insurance rates credit score loan-to-value monthly PMI typical rates Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 FHA mortgage insurance premium annual MIP upfront 1.75% 30 year loan-to-value HUD schedule
OBSERVED
Google ↗
AI Mode ↗
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of 1
2026 conventional private mortgage insurance rates credit score loan-to-value monthly PMI typical rates
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1