Real ChatGPT answer · index seednywk8bE1YGIcompleteFinance and banking · credit scores and repairinformational
What is the maximum credit utilization percentage I should aim for on my revolving accounts if we want the best mortgage rates?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the maximum credit utilization percentage I should aim for on my revolving accounts if we want the best mortgage rates?
1 real search · 1 real-search pass
mortgage credit score revolving utilization under 10 percent best mortgage rates individual card utilization FICO guidanceGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage credit score revolving utilization under 10 percent best mortgage rates individual card utilization FICO guidance Google ↗
- How do revolving accounts impact my FICO Score? · myfico.com
- Is 0% Utilization Good for Credit Scores? · experian.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- How FICO scores look at credit card limits · myfico.com