How much can I actually lower my annual HO-3 premium if I increase my all-peril deductible from one thousand dollars to five thousand dollars, and what is the typical break-even timeline?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much can I actually lower my annual HO-3 premium if I increase my all-peril deductible from one thousand dollars to five thousand dollars, and what is the typical break-even timeline?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HO-3 homeowners insurance increase deductible $1000 to $5000 premium savings percentage deductible discount break even Google ↗
homeowners insurance deductible premium savings higher deductible $5000 $1000 insurer deductible discount Google ↗
- How Do Homeowners Insurance Deductibles Work? · valuepenguin.com
- How Are Homeowners Insurance Rates Determined? · checkbook.org
- Homeowners Insurance Deductible: How To Calculate the Right Amount · countryfinancial.com
- How Homeowners Insurance Deductibles Work · statefarm.com
- 5. Buying the Correct Amount of Coverage · scc.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HO-3 homeowners insurance increase deductible $1000 to $5000 premium savings percentage deductible discount break even OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
homeowners insurance deductible premium savings higher deductible $5000 $1000 insurer deductible discount OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |