Comparing accidental death benefit riders across major carriers to find the cheapest add-on for basic income protection
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Comparing accidental death benefit riders across major carriers to find the cheapest add-on for basic income protection
2 real searches · 1 real-search pass
2026 accidental death benefit rider life insurance carriers cost monthly premium rider availability North Carolina State Farm Mutual of Omaha New York Life Prudential NationwideGoogle ↗
OBSERVEDComparison
accidental death benefit rider life insurance cost pricing how insurers calculate rider premium major carriersGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 accidental death benefit rider life insurance carriers cost monthly premium rider availability North Carolina State Farm Mutual of Omaha New York Life Prudential Nationwide Google ↗
accidental death benefit rider life insurance cost pricing how insurers calculate rider premium major carriers Google ↗
- Accidental Death Benefit Rider (L640) · cencoinsurance.com
- Life Insurance Policy Riders · newyorklife.com
- NW YourLife Protection VUL · content-archive.fast-edgar.com
- Accidental Death Benefit Rider · aflac.com
- Accidental Death Insurance · mutualofomaha.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 accidental death benefit rider life insurance carriers cost monthly premium rider availability North Carolina State Farm Mutual of Omaha New York Life Prudential Nationwide OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
accidental death benefit rider life insurance cost pricing how insurers calculate rider premium major carriers OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |