Real ChatGPT answer · index seednmoQjyMqpNccompleteReal estatecomparison

FHA loan versus conventional loan for a buyer with a 640 credit score who only has five percent saved up for a starter home

ChatGPTgpt-61 query2h ago
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
FHA loan versus conventional loan for a buyer with a 640 credit score who only has five percent saved up for a starter home
1 real search · 1 real-search pass
2026 FHA minimum credit score 580 3.5 percent down mortgage insurance duration HUD official; Fannie Mae HomeReady 640 credit score 3 percent down PMI cancellation officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
2026 FHA minimum credit score 580 3.5 percent down mortgage insurance duration HUD official; Fannie Mae HomeReady 640 credit score 3 percent down PMI cancellation official Google ↗
4 cited sources
  1. HomeReady Mortgage · singlefamily.fanniemae.com
  2. General Requirements for Credit Scores · selling-guide.fanniemae.com
  3. FHA loans · www.consumerfinance.gov
  4. California Housing Finance Agency · www.calhfa.ca.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 FHA minimum credit score 580 3.5 percent down mortgage insurance duration HUD official; Fannie Mae HomeReady 640 credit score 3 percent down PMI cancellation official
OBSERVED
Google ↗
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FHA loan versus conventional loan for a buyer with a 640 credit score… — Query fan-out · queryfanout.com