Can my employer reduce my group long-term disability benefit if I simultaneously receive payouts from a privately funded supplemental disability policy purchased in Minnesota?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my employer reduce my group long-term disability benefit if I simultaneously receive payouts from a privately funded supplemental disability policy purchased in Minnesota?
3 real searches · 1 real-search pass
Minnesota group long term disability insurance offset individually purchased private disability policy other income benefits lawGoogle ↗
OBSERVEDComparison
Minnesota statute group disability income insurance offset individual disability policy benefitsGoogle ↗
OBSERVEDReason
ERISA group long term disability offset individual disability insurance policy privately purchasedGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Minnesota group long term disability insurance offset individually purchased private disability policy other income benefits law Google ↗
Minnesota statute group disability income insurance offset individual disability policy benefits Google ↗
ERISA group long term disability offset individual disability insurance policy privately purchased Google ↗
- Sec. 62A.18 MN Statutes · revisor.mn.gov
- Minnesota Statutes Section 62A.18 (2025) - Prohibition Against Disability Offsets. :: 2025 Minnesota Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Group Health and Disability Plans Benefit Claims Procedure Regulation · dol.gov
- Filing a Claim for Your Health or Disability Benefits · dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Minnesota group long term disability insurance offset individually purchased private disability policy other income benefits law OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Minnesota statute group disability income insurance offset individual disability policy benefits OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ERISA group long term disability offset individual disability insurance policy privately purchased OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |