Real ChatGPT answer · index seednlVyBBbhQzMcompleteFinance and banking · budgeting and savingcomparison

Is it smarter to use a Fidelity cash management account or a traditional high-yield savings account from Marcus to park my emergency fund?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it smarter to use a Fidelity cash management account or a traditional high-yield savings account from Marcus to park my emergency fund?
2 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
Fidelity Cash Management Account core position interest rate October 2026 official FDIC sweep SPAXXGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rate Google ↗
Fidelity Cash Management Account core position interest rate October 2026 official FDIC sweep SPAXX Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield online savings account current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Fidelity Cash Management Account core position interest rate October 2026 official FDIC sweep SPAXX
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1