Real ChatGPT answer · index seednkPRuureII4completeCareers and HR · layoffs and severanceinformational
What are the step by step instructions for executing a direct rollover of a 401k plan into an individual retirement account today
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the step by step instructions for executing a direct rollover of a 401k plan into an individual retirement account today
1 real search · 1 real-search pass
IRS 401(k) direct rollover to IRA 20% withholding trustee-to-trustee rollover rules 2026Google ↗
OBSERVEDYes / no
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Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 401(k) direct rollover to IRA 20% withholding trustee-to-trustee rollover rules 2026 Google ↗
- Open Fidelity · fidelity.com
- Open Schwab · schwab.com
- Open Vanguard · investor.vanguard.com
- Open E*TRADE · us.etrade.com
- Open Merrill Edge · merrilledge.com
- Rollovers of retirement plan and IRA distributions · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- IR-2026-91: Treasury, IRS issue guidance on rollovers between retirement plans and individual retirement accounts · content.govdelivery.com