Does my standard homeowners policy cover basement flooding from backed up city sewers or do I need to add a specific endorsement for that?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does my standard homeowners policy cover basement flooding from backed up city sewers or do I need to add a specific endorsement for that?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance sewer backup coverage water backup endorsement standard policy NAIC Google ↗
New York homeowners insurance sewer backup endorsement water backup coverage NY DFS Google ↗
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
- Flood Insurance · content.naic.org
- Water Backup Coverage for Homeowners · amica.com
- FAQ: Disaster and Flood Recovery Resources · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance sewer backup coverage water backup endorsement standard policy NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
New York homeowners insurance sewer backup endorsement water backup coverage NY DFS OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |