Run a cost-benefit analysis on paying a five thousand dollar recast fee versus refinancing a four hundred thousand dollar balance at today's rates.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Run a cost-benefit analysis on paying a five thousand dollar recast fee versus refinancing a four hundred thousand dollar balance at today's rates.
3 real searches · 1 real-search pass
current 30-year fixed mortgage refinance rates October 31 2026 United States average rateGoogle ↗
OBSERVEDShort fact
current 15-year fixed mortgage refinance rates October 2026 United States average rateGoogle ↗
OBSERVEDShort fact
typical mortgage refinance closing costs average United States 2026Google ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
current 30-year fixed mortgage refinance rates October 31 2026 United States average rate Google ↗
current 15-year fixed mortgage refinance rates October 2026 United States average rate Google ↗
typical mortgage refinance closing costs average United States 2026 Google ↗
- 30-Year Refinance Rates | Compare rates today · bankrate.com
- Compare Current 15-Year Mortgage Rates · bankrate.com
- ALTA · alta.org
- How Much Does It Cost to Refinance a Mortgage? · lendingtree.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current 30-year fixed mortgage refinance rates October 31 2026 United States average rate OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
current 15-year fixed mortgage refinance rates October 2026 United States average rate OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
typical mortgage refinance closing costs average United States 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |