How do major insurance providers interpret the recurrent disability clause if I attempt to return to work full-time after recovering from cancer treatments?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do major insurance providers interpret the recurrent disability clause if I attempt to return to work full-time after recovering from cancer treatments?
2 real searches · 1 real-search pass
long-term disability recurrent disability provision same or related condition return to work elimination period insurer policy Unum MetLife Guardian HartfordGoogle ↗
OBSERVEDConsequence
ERISA disability insurance recurrent disability clause return to work cancer relapse policy languageGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
long-term disability recurrent disability provision same or related condition return to work elimination period insurer policy Unum MetLife Guardian Hartford Google ↗
ERISA disability insurance recurrent disability clause return to work cancer relapse policy language Google ↗
- sec.gov · sec.gov
- Disability Insurance for Employees · unum.com
- Your LTD Schedule of Benefits · metlife.com
- What happens if you return to work and your disability occurs again? · mybenefits.wageworks.com
- Lucien J. Dandurand, Plaintiff, Appellant, v. Unum Life Insurance Company of America, Defendant, Appellee, 284 F.3d 331 (1st Cir. 2002) :: Justia · law.justia.com
- GROUP LONG TERM DISABILITY · hartford.edu
- Employee Benefits Disability Claims · mortgageloans.oneamerica.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
long-term disability recurrent disability provision same or related condition return to work elimination period insurer policy Unum MetLife Guardian Hartford OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
ERISA disability insurance recurrent disability clause return to work cancer relapse policy language OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |