What are the hidden costs and budget impacts of the waiver of premium benefit provision on a disability insurance policy if I get laid off next month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs and budget impacts of the waiver of premium benefit provision on a disability insurance policy if I get laid off next month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
disability insurance waiver of premium provision unemployment layoff premiums individual policy group policy conversion portability Google ↗
NAIC disability income insurance consumer guide waiver of premium employer group coverage termination Google ↗
- Simplifying the Complications of Disability Insurance · content.naic.org
- Disability Insurance · mass.gov
- California Insurance Code § 10110.5 (2023) :: 2023 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
disability insurance waiver of premium provision unemployment layoff premiums individual policy group policy conversion portability OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
NAIC disability income insurance consumer guide waiver of premium employer group coverage termination OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |