Real ChatGPT answer · index seednQxU2TN60RgcompleteFinance and banking · retirement accountsinformational
What is the exact IRS deadline to remove an excess 401k contribution without facing a hefty penalty, and how do I do it today?
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The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact IRS deadline to remove an excess 401k contribution without facing a hefty penalty, and how do I do it today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
site:irs.gov 401(k) excess deferrals April 15 following year corrective distribution deadline 2026 Google ↗
site:irs.gov 401(k) excess contributions annual additions 415(c) correction deadline plan Google ↗
- Consequences to a participant who makes excess deferrals to a 401(k) plan · irs.gov
- Retirement topics - What happens when an employee has elective deferrals in excess of the limits? · irs.gov
- 401(k) plan fix-it guide - Elective deferrals weren't limited to the amounts under IRC Section 402(g) for the calendar year and excesses weren't distributed · irs.gov
- Instructions for Forms 1099-R and 5498 (2026) · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Consequences to a participant who makes excess deferrals to a 401(k) plan · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:irs.gov 401(k) excess deferrals April 15 following year corrective distribution deadline 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:irs.gov 401(k) excess contributions annual additions 415(c) correction deadline plan OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |