Real ChatGPT answer · index seednMwADMX4xqIcompleteFinance and banking · retirement accountsinformational
How do I consolidate three different old 401k accounts into one unified IRA without getting hit by early withdrawal penalties
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The searches the AI actually ran for this prompt.
SEED QUERY
How do I consolidate three different old 401k accounts into one unified IRA without getting hit by early withdrawal penalties
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS rollover chart 401k to traditional IRA direct rollover 20% withholding 60 day rollover early distribution penalty Google ↗
IRS retirement plans FAQs rollovers direct rollover 401k IRA RMD outstanding loan after-tax contributions Google ↗
- Rollovers of retirement plan and IRA distributions · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
- Retirement plans FAQs regarding loans · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS rollover chart 401k to traditional IRA direct rollover 20% withholding 60 day rollover early distribution penalty OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS retirement plans FAQs rollovers direct rollover 401k IRA RMD outstanding loan after-tax contributions OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |