My credit rating took a hit recently, so which insurance companies in my state do not use credit scores to calculate monthly auto insurance rates?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My credit rating took a hit recently, so which insurance companies in my state do not use credit scores to calculate monthly auto insurance rates?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia law credit-based insurance scores private passenger automobile insurance insurers use credit score 2026 Google ↗
Virginia auto insurance companies do not use credit scores credit-based insurance scores auto insurance 2026 Google ↗
- § 38.2-2234. Insurance credit score disclosure; use of credit information · law.lis.virginia.gov
- Virginia SCC · scc.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia law credit-based insurance scores private passenger automobile insurance insurers use credit score 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Virginia auto insurance companies do not use credit scores credit-based insurance scores auto insurance 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |