Real ChatGPT answer · index seednEIfZhmyA1ocompleteFinance and banking · credit cardscommercial

Is it better to keep my old unused credit cards open forever to help my average age of accounts, or is there a safety risk to doing that?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to keep my old unused credit cards open forever to help my average age of accounts, or is there a safety risk to doing that?
2 real searches · 1 real-search pass
FICO closing credit card account average age accounts closed accounts remain credit report 10 years officialGoogle ↗
OBSERVED
CFPB unused credit card account fraud monitoring inactivity closure annual fee adviceGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closing credit card account average age accounts closed accounts remain credit report 10 years official Google ↗
CFPB unused credit card account fraud monitoring inactivity closure annual fee advice Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closing credit card account average age accounts closed accounts remain credit report 10 years official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB unused credit card account fraud monitoring inactivity closure annual fee advice
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1