Are SoFi refinancing fixed rates lower than federal loan rates right now, and how much can I actually save on a thirty thousand dollar balance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are SoFi refinancing fixed rates lower than federal loan rates right now, and how much can I actually save on a thirty thousand dollar balance?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi student loan refinancing fixed APR rates October 2026 current rates Google ↗
2026-2027 federal student loan interest rates undergraduate graduate PLUS fixed rates Google ↗
federal student loan interest rates 2025-2026 undergraduate graduate PLUS rates official Google ↗
- Best Student Loan Refinance Lenders of November 2026 · cnbc.com
- Best student loan rates in October 2026 · bankrate.com
- Student Loan Interest Rates: Federal, Private, Refinancing · nerdwallet.com
- Best Student Loan Refinance Lenders of October 2026 · wsj.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi student loan refinancing fixed APR rates October 2026 current rates OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026-2027 federal student loan interest rates undergraduate graduate PLUS fixed rates OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
federal student loan interest rates 2025-2026 undergraduate graduate PLUS rates official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |