Real ChatGPT answer · index seednAYyzH880WwcompleteFinance and bankingcommercial
I need to find a savings account that yields at least four percent right now so my retirement nest egg keeps up with inflation, but it needs to be FDIC insured up to the full legal limit.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to find a savings account that yields at least four percent right now so my retirement nest egg keeps up with inflation, but it needs to be FDIC insured up to the full legal limit.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
best FDIC insured high yield savings accounts 4.00% APY October 2026 rates minimum balance requirements Google ↗
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category official Google ↗
5 cited sources
- Best High-Yield Savings Accounts Of October 2026 - Up to 4.35% · www.bankrate.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · www.nerdwallet.com
- Deposit Insurance FAQs · www.fdic.gov
- Your Insured Deposits · www.fdic.gov
- FDIC BankFind tool · banks.data.fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best FDIC insured high yield savings accounts 4.00% APY October 2026 rates minimum balance requirements OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |