Real ChatGPT answer · index seedn4uWcRPaZNQcompleteFinance and banking · retirement accountscommercial
We need to understand the five year rule for Roth IRA earnings withdrawals before we touch any of the investment growth in our household account.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need to understand the five year rule for Roth IRA earnings withdrawals before we touch any of the investment growth in our household account.
1 real search · 1 real-search pass
IRS Roth IRA five year rule qualified distributions earnings five tax years conversions 2025 Publication 590-BGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Roth IRA five year rule qualified distributions earnings five tax years conversions 2025 Publication 590-B Google ↗