What are the highest-rated providers for rolling over a small 401k from my brief post-grad job into an IRA without getting hit with massive tax penalties?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the highest-rated providers for rolling over a small 401k from my brief post-grad job into an IRA without getting hit with massive tax penalties?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
best IRA rollover providers Fidelity Schwab Vanguard fees minimums customer ratings 2026 Google ↗
IRS 401k rollover to IRA direct rollover 20% withholding 60 day rule Roth traditional tax treatment Google ↗
- Fidelity 401(k) rollover · fidelity.com
- Schwab Rollover IRA · schwab.com
- Vanguard rollover IRA · investor.vanguard.com
- E*TRADE IRA options · us.etrade.com
- 5 Best Rollover IRAs for 2026 · stockbrokers.com
- Kiplinger Readers' Choice Awards 2026: IRA Providers · kiplinger.com
- Rollovers of retirement plan and IRA distributions · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best IRA rollover providers Fidelity Schwab Vanguard fees minimums customer ratings 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS 401k rollover to IRA direct rollover 20% withholding 60 day rule Roth traditional tax treatment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |