Compare the current surcharge schedules for at-fault accidents versus comprehensive claims across the top three auto insurers in Michigan.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the current surcharge schedules for at-fault accidents versus comprehensive claims across the top three auto insurers in Michigan.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Michigan top auto insurance companies market share 2025 direct premiums written State Farm Progressive Auto-Owners Google ↗
Michigan auto insurance surcharge schedule at-fault accident comprehensive claim surcharge rating manual State Farm Progressive Auto-Owners 2026 Google ↗
- 2025 DIFS Annual Report · michigan.gov
- Michigan Compiled Laws § 500.2111 (2025) - Classifications and Territorial Base Rates for Automobile Insurance or Home Insurance; Conformity With Applicable Requirements; Additional Factors. :: 2025 Michigan Compiled Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Act No. 21 Public Acts of 2019 Approved by the Gov · legislature.mi.gov
- Will My Insurance Increase After a Claim? · statefarm.com
- Purchasing Auto Insurance FAQ · michigan.gov
- Cheap car insurance for high-risk drivers in Michigan: 2026 rates · carinsurance.com
- Frequently Asked Questions · michigan.gov
- Auto Insurance Reform FAQ · michigan.gov
- Michigan Department of Insurance and Financial Services · michigan.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Michigan top auto insurance companies market share 2025 direct premiums written State Farm Progressive Auto-Owners OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Michigan auto insurance surcharge schedule at-fault accident comprehensive claim surcharge rating manual State Farm Progressive Auto-Owners 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |