Can you explain how insurance companies calculate a total loss payout for an older vehicle like my 2012 sedan in today's used car market?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how insurance companies calculate a total loss payout for an older vehicle like my 2012 sedan in today's used car market?
1 real search · 1 real-search pass
California Department of Insurance total loss automobile actual cash value comparable vehicles sales tax title fees regulation 2695.8 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
California Department of Insurance total loss automobile actual cash value comparable vehicles sales tax title fees regulation 2695.8 2026 Google ↗
- Cal. Code Regs. Tit. 10, § 2695.8 - Additional Standards Applicable to Automobile Insurance | State Regulations | US Law · law.cornell.edu
- California Code of Regulations, Article 1, Section 2695.8 - Additional Standards Applicable to Automobile Insurance | California Code of Regulations · regulations.justia.com
- So You've Had an Accident, What's Next? · insurance.ca.gov