Real ChatGPT answer · index seedmhlASEx4XdYcompleteFinance and banking · mortgagescomparison

Is a VA IRRRL streamline refinance better through Veterans United or PennyMac for a military family on a tight budget

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a VA IRRRL streamline refinance better through Veterans United or PennyMac for a military family on a tight budget
2 real searches · 1 real-search pass
Veterans United VA IRRRL refinance fees closing costs official PennyMac VA IRRRL refinance fees closing costs 2026Google ↗
OBSERVED
VA IRRRL requirements net tangible benefit recoupment 36 months VA official funding fee 0.5 percentGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Veterans United VA IRRRL refinance fees closing costs official PennyMac VA IRRRL refinance fees closing costs 2026 Google ↗
VA IRRRL requirements net tangible benefit recoupment 36 months VA official funding fee 0.5 percent Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Veterans United VA IRRRL refinance fees closing costs official PennyMac VA IRRRL refinance fees closing costs 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
VA IRRRL requirements net tangible benefit recoupment 36 months VA official funding fee 0.5 percent
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1