The salesperson keeps telling me that financing through their lender is mandatory to get the Internet sales price on this car today. Is that legal or are they trying to pull a fast one on my monthly auto loan payment structure?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
The salesperson keeps telling me that financing through their lender is mandatory to get the Internet sales price on this car today. Is that legal or are they trying to pull a fast one on my monthly auto loan payment structure?
3 real searches · 1 real-search pass
California car dealership internet price conditional on dealer financing legal advertised price disclosure law officialGoogle ↗
OBSERVEDOther / navigational
California auto dealer financing markup APR dealer reserve consumer protection official California DFPIGoogle ↗
OBSERVEDReason
FTC car dealer financing conditional advertised price financing terms dealer spot delivery yo yo financing consumer adviceGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California car dealership internet price conditional on dealer financing legal advertised price disclosure law official Google ↗
California auto dealer financing markup APR dealer reserve consumer protection official California DFPI Google ↗
FTC car dealer financing conditional advertised price financing terms dealer spot delivery yo yo financing consumer advice Google ↗
- California Vehicle Code § 11713.1 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- California Vehicle Code § 11713.16 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Automobile Industry Pricing Transparency: FAQs · search.ftc.gov
- Automobile Industry Pricing Transparency: FAQs · ftc.gov
- What are the different ways to buy or finance a car or vehicle? · consumerfinance.gov
- Buying and Maintaining a Car | State of California - Department of Justice · oag.ca.gov
- Can the dealer increase the interest rate after I drive the vehicle home? · consumerfinance.gov
- Getting a Car Loan · consumer.gov
- California Civil Code § 1784.41 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- 6.030 Key Dealer Requirements Under the CARs Act (CCC §§1784.20-23, 1784.28, 1784.30-31, 1784.40-44 VC §§11705 and 11713) · dmv.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California car dealership internet price conditional on dealer financing legal advertised price disclosure law official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
California auto dealer financing markup APR dealer reserve consumer protection official California DFPI OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC car dealer financing conditional advertised price financing terms dealer spot delivery yo yo financing consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |