Real ChatGPT answer · index seedmZPTK8EEkJscompleteReal estate · real estate agentscommercial

Can you break down all the closing costs I need to save for on a FHA loan in Ohio

ChatGPTgpt-63 queries11/1/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Can you break down all the closing costs I need to save for on a FHA loan in Ohio
3 real searches · 1 real-search pass
Ohio FHA loan closing costs typical fees conveyance fee transfer tax county 2026Google ↗
OBSERVEDReason
HUD FHA upfront mortgage insurance premium 1.75 percent annual MIP 2026 officialGoogle ↗
OBSERVEDConsequence
Ohio homebuyer closing costs title insurance recording fees property tax proration conveyance fee officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Ohio FHA loan closing costs typical fees conveyance fee transfer tax county 2026 Google ↗
HUD FHA upfront mortgage insurance premium 1.75 percent annual MIP 2026 official Google ↗
Ohio homebuyer closing costs title insurance recording fees property tax proration conveyance fee official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Ohio FHA loan closing costs typical fees conveyance fee transfer tax county 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
HUD FHA upfront mortgage insurance premium 1.75 percent annual MIP 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Ohio homebuyer closing costs title insurance recording fees property tax proration conveyance fee official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1