Real ChatGPT answer · index seedmYP88zqXT7QcompleteFinance and banking · student loanslocal

Check today's fixed SoFi refinancing interest rates for a $120000 balance and tell me if Utah residents qualify for any regional loyalty discounts.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Check today's fixed SoFi refinancing interest rates for a $120000 balance and tell me if Utah residents qualify for any regional loyalty discounts.
2 real searches · 1 real-search pass
SoFi student loan refinancing fixed interest rates October 31 2026 Utah regional loyalty discount $120000 balanceGoogle ↗
OBSERVEDOther / navigational
site:sofi.com student loan refinance rates fixed APR loyalty discount Utah residentsGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing fixed interest rates October 31 2026 Utah regional loyalty discount $120000 balance Google ↗
site:sofi.com student loan refinance rates fixed APR loyalty discount Utah residents Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing fixed interest rates October 31 2026 Utah regional loyalty discount $120000 balance
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
site:sofi.com student loan refinance rates fixed APR loyalty discount Utah residents
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1