Real ChatGPT answer · index seedmQj8pCCg7xwcompleteFinance and banking · checking and savings accountsbrand

Will applying for a new promotional savings account at KeyBank require a hard credit pull, or do they just use a soft inquiry to verify my identity?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Will applying for a new promotional savings account at KeyBank require a hard credit pull, or do they just use a soft inquiry to verify my identity?
2 real searches · 1 real-search pass
KeyBank promotional savings account application hard credit inquiry soft pull identity verification ChexSystemsGoogle ↗
OBSERVED
KeyBank savings account deposit account application credit check hard inquiry termsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
KeyBank promotional savings account application hard credit inquiry soft pull identity verification ChexSystems Google ↗
KeyBank savings account deposit account application credit check hard inquiry terms Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
KeyBank promotional savings account application hard credit inquiry soft pull identity verification ChexSystems
OBSERVED
Google ↗
AI Mode ↗
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KeyBank savings account deposit account application credit check hard inquiry terms
OBSERVED
Google ↗
AI Mode ↗
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of 1