Real ChatGPT answer · index seedmOtwpwORyDscompleteInsurance · disability insurancebrand

How does the own occupation definition of disability work in real-world insurance claims for someone who just entered the workforce with a specialized degree?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the own occupation definition of disability work in real-world insurance claims for someone who just entered the workforce with a specialized degree?
3 real searches · 1 real-search pass
individual disability insurance true own occupation definition duties occupation at time disability new graduate specialized profession claims policy languageGoogle ↗
OBSERVEDDefinition
NAIC disability income insurance own occupation definition disability consumer guideGoogle ↗
OBSERVEDDefinition
disability insurance own occupation specialty occupation physician claim material substantial duties policy definitionGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReasonDefinition100%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
individual disability insurance true own occupation definition duties occupation at time disability new graduate specialized profession claims policy language Google ↗
NAIC disability income insurance own occupation definition disability consumer guide Google ↗
disability insurance own occupation specialty occupation physician claim material substantial duties policy definition Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
individual disability insurance true own occupation definition duties occupation at time disability new graduate specialized profession claims policy language
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
NAIC disability income insurance own occupation definition disability consumer guide
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
disability insurance own occupation specialty occupation physician claim material substantial duties policy definition
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1