Can I still qualify for a mortgage today if I have seventy thousand dollars in federal student loans holding down my debt-to-income ratio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I still qualify for a mortgage today if I have seventy thousand dollars in federal student loans holding down my debt-to-income ratio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current Fannie Mae student loan debt monthly payment income driven repayment $0 payment mortgage DTI selling guide Google ↗
2026 FHA student loan payment 0.5 percent outstanding balance handbook mortgage Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current Fannie Mae student loan debt monthly payment income driven repayment $0 payment mortgage DTI selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 FHA student loan payment 0.5 percent outstanding balance handbook mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |