Real ChatGPT answer · index seedmO90NsJLIm8completeFinance and banking · student loanscommercial

Which private lenders currently offer the most competitive fixed versus variable rates for medical school residency refinancing with a co-signer?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which private lenders currently offer the most competitive fixed versus variable rates for medical school residency refinancing with a co-signer?
1 real search · 1 real-search pass
2026 medical resident student loan refinancing rates cosigner fixed variable Laurel Road SoFi Earnest ELFI Splash private lendersGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 medical resident student loan refinancing rates cosigner fixed variable Laurel Road SoFi Earnest ELFI Splash private lenders
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1