Real ChatGPT answer · index seedmN9kt5W8JJocompleteLegal · bankruptcycomparison

How does the means test calculation differ under Chapter 7 versus Chapter 13 for a recent graduate living in a high cost of living city like New York?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the means test calculation differ under Chapter 7 versus Chapter 13 for a recent graduate living in a high cost of living city like New York?
2 real searches · 1 real-search pass
U.S. Trustee Program means testing Chapter 7 Chapter 13 current monthly income IRS local standards New York 2026Google ↗
OBSERVEDReason
United States Courts bankruptcy means test Chapter 7 Chapter 13 disposable income form 122A 122CGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
U.S. Trustee Program means testing Chapter 7 Chapter 13 current monthly income IRS local standards New York 2026 Google ↗
United States Courts bankruptcy means test Chapter 7 Chapter 13 disposable income form 122A 122C Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. Trustee Program means testing Chapter 7 Chapter 13 current monthly income IRS local standards New York 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
United States Courts bankruptcy means test Chapter 7 Chapter 13 disposable income form 122A 122C
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1