Is it cheaper to use healthcare.gov or my spouse's employer plan now that I am laid off and watching every single penny in our household budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it cheaper to use healthcare.gov or my spouse's employer plan now that I am laid off and watching every single penny in our household budget?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA marketplace premium tax credit spouse employer coverage affordability percentage family members IRS 2026 Google ↗
Healthcare.gov loss of job coverage special enrollment period spouse employer plan affordability family coverage 2026 Google ↗
- Affordable coverage - Glossary · healthcare.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
- Marketplace coverage when you’re unemployed · healthcare.gov
- Healthcare.gov · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA marketplace premium tax credit spouse employer coverage affordability percentage family members IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Healthcare.gov loss of job coverage special enrollment period spouse employer plan affordability family coverage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |