Real ChatGPT answer · index seedmLSUvxZPRc8completeFinance and banking · retirement accountsinformational
How do required minimum distributions actually work when I turn seventy two, and do I have to take them from every single account I own?
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The searches the AI actually ran for this prompt.
SEED QUERY
How do required minimum distributions actually work when I turn seventy two, and do I have to take them from every single account I own?
1 real search · 1 real-search pass
IRS required minimum distributions age 73 75 aggregation IRA 401k 403b Roth IRA 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS required minimum distributions age 73 75 aggregation IRA 401k 403b Roth IRA 2026 Google ↗
- IRS RMD FAQs · irs.gov
- Retirement plan and IRA required minimum distributions FAQs · irs.gov
- RMD comparison chart (IRAs vs. defined contribution plans) · irs.gov
- Retirement topics - Required minimum distributions (RMDs) · irs.gov
- Publication 590-B (2025), Distributions from Individual Retirement Arrangements (IRAs) · irs.gov